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Middle-Income Homeowners in Dallas-Fort Worth-Arlington Gained More Than $167,560 in Wealth Over the Past Decade from Home Appreciation


New data from the National Association of Realtors® reveal middle-income homeowners in Dallas-Fort Worth-Arlington, TX accumulated $167,560 in wealth as their homes appreciated over the last 10 years. The data, which was featured prominently in NAR’s new report, Wealth Gains by Income and Racial/Ethnic Group, speaks to the value agents and Realtors® bring to consumers when helping buy and sell homes that build generational wealth.

“Owning a home is a long-term investment that can build a family’s wealth for generations to come. Real estate professionals do what we do to help our clients invest in their future, their families, and their communities,” said Shana Acquisto, CCAR President.

NAR data also showed substantial variation and inequality in wealth gains across different income and racial and ethnic groups. Low-income homeowners in Dallas-Fort Worth-Arlington, TX  were able to build $140,000 in wealth in the last decade from home price appreciation only, while upper-income households saw an increase of $216,850.

Although Hispanic homeowners experienced the smallest wealth gains among any other racial or ethnic group in Dallas-Fort Worth-Arlington, TX, these owners were able to accumulate more than $157,390 in wealth in the last decade. Black homeowners gained  $166,800 in wealth, White homeowners saw an increase of $221,670, and Asian homeowners experienced $239,880 in wealth gains from their home over the past 10 years.

“This analysis shows how homeownership is a catalyst for building wealth for people from all walks of life,” said Lawrence Yun, NAR’s chief economist. “A mortgage is often considered a forced savings account that helps homeowners build a net worth about 40 times higher than that of a renter.”


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