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New Regulatory Rule Limits Investment Property and Second Home Mortgages By Mickey Lynam (NMLS 974623), IBERIABANK Mortgage, Member of CCAR’s REALTOR®/Lender Committee The Federal Housing Finance Agency (FHFA) which regulates Fannie Mae and Freddie Mac, the two largest purchasers of mortgage loans from mortgage originators, has placed a tighter cap on the number of investment…

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The Fight for Fair Housing: NAR President Elect Leslie Rouda Smith Discusses the Special Role REALTORS® Play https://growthzonesitesprod.azureedge.net/wp-content/uploads/sites/1512/2021/07/the-fight-for-fair-housing-nar-president-elect-leslie-rouda-smith-discusses-the-special-role-realtors-play-soundbite.mp4 Real estate professionals have a special role to play in the fight for fair housing, are you ready? In this episode of Welcome to the Top, NAR President Elect Leslie Rouda Smith discusses implicate bias, wealth gaps,…

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Are Cash Offers Really King?: Financing in a Residential Transaction By Bob Baker, Keller Williams Realty on behalf of CCAR’s REALTOR®/Lender Committee This article addresses financing in a residential transaction, with special attention given to FHA/VA financing. A key concept in a transaction relates to the money that makes up the sales price. A buyer…

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A Bar-Raiser for Professionalism: Your C2EX What, Why, & How’s Answered by Hagan Stone https://growthzonesitesprod.azureedge.net/wp-content/uploads/sites/1512/2021/05/a-bar-raiser-for-professionalism-your-c2ex-what-why-how-s-answered-by-hagan-stone-soundbite.mp4 What is the Commitment to Excellence (C2EX) Program? Why was it created and how do real estate professionals benefit from the program? Listen as Hagan Stone, 2019 NAR Commitment to Excellence (C2EX) Committee Chair, provides these answers and more. Categories…

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New Build Buyers Beware By Lee Warren, Prospect Inspectors, Inc., Professional Inspector License #8411 and member of CCAR’s Affiliate Committee With the availability of houses for sale in such short supply, many buyers are turning to new home construction to find their new dream home. New homes can provide a buyer an opportunity to get…

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The Appraisal Light is Shining at the End of the Tunnel By Vaughn Kerkorian, Kerkorian Residential Appraisals and Member of CCAR’s REALTOR®/Lender Committee Due to low interest rates, lack of inventory, and overwhelming buyer demand, the spring 2021 market has seen unprecedented multiple offer situations up to and exceeding 20% or higher than the current…

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Are Home Inspections Worth It? By Shannon Vizcarra, AmeriSpec Inspection Services DFW and Member of CCAR’s Affiliate Committee We can all agree the past year has been a remarkably interesting year, especially for the housing market. With low interest rate and less listings, 2020 ended with historic highs for home sales, and now 2021 has…

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Increasing Your Buyer’s Purchasing Power By Eric Gomez, ACE Credit Consulting and Member of CCAR’s REALTOR®/Lender Committee How does a buyer’s credit score impact how much house they can buy? How much of an impact does their credit score have on their purchase price? A buyer’s credit score impacts not only the interest rate on…

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Artificial Intelligence, Augmented Reality, Block Chain, 3D Printing: Why NAR is Investing in the Future of Tech with Ashley Stinson https://growthzonesitesprod.azureedge.net/wp-content/uploads/sites/1512/2021/03/artificial-intelligence-augmented-reality-block-chain-3d-printing-why-nar-is-investing-in-the-future-of-tech-with-ashley-stinson-soundbite.mp4 Don’t miss the latest episode of CCAR’s podcast Welcome to the Top with Second Century Ventures Senior Director of Marketing and Communications, Ashley Stinson. In this episode you will learn how NAR is playing…

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