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Changes to National Flood Insurance Program will Have Significant Impact on Real Estate Industry

Changes to National Flood Insurance Program will Have Significant Impact on Real Estate Industry By Ronald Hodges, REALTOR®, Member of CCAR’s REALTOR®/Lender Committee   Key Changes FEMA-NFIP Effective Oct. 1, 2021, the Federal Emergency Management Agency (FEMA) made significant changes to the National Flood Insurance Program (NFIP) factoring into insurance pricing modeling more elements that…

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How Important is a Home Warranty?

How Important is a Home Warranty? By Julie Altemus, Super Account Executive and member of CCAR’s Affiliate Committee Given the competitive seller’s market we find ourselves in, home buyers may choose to forgo traditional practices during the home buying process. They may be willing to risk paying over appraisal, opt-out of a home inspection, and…

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New Regulatory Rule Limits Investment Property and Second Home Mortgages

New Regulatory Rule Limits Investment Property and Second Home Mortgages By Mickey Lynam (NMLS 974623), IBERIABANK Mortgage, Member of CCAR’s REALTOR®/Lender Committee The Federal Housing Finance Agency (FHFA) which regulates Fannie Mae and Freddie Mac, the two largest purchasers of mortgage loans from mortgage originators, has placed a tighter cap on the number of investment…

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The Fight for Fair Housing: NAR President Elect Leslie Rouda Smith Discusses the Special Role REALTORS® Play

The Fight for Fair Housing: NAR President Elect Leslie Rouda Smith Discusses the Special Role REALTORS® Play https://growthzonesitesprod.azureedge.net/wp-content/uploads/sites/1512/2021/07/the-fight-for-fair-housing-nar-president-elect-leslie-rouda-smith-discusses-the-special-role-realtors-play-soundbite.mp4 Real estate professionals have a special role to play in the fight for fair housing, are you ready? In this episode of Welcome to the Top, NAR President Elect Leslie Rouda Smith discusses implicate bias, wealth gaps,…

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Are Cash Offers Really King?: Financing in a Residential Transaction

Are Cash Offers Really King?: Financing in a Residential Transaction By Bob Baker, Keller Williams Realty on behalf of CCAR’s REALTOR®/Lender Committee This article addresses financing in a residential transaction, with special attention given to FHA/VA financing. A key concept in a transaction relates to the money that makes up the sales price. A buyer…

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A Bar-Raiser for Professionalism: Your C2EX What, Why, & How’s Answered by Hagan Stone

A Bar-Raiser for Professionalism: Your C2EX What, Why, & How’s Answered by Hagan Stone https://growthzonesitesprod.azureedge.net/wp-content/uploads/sites/1512/2021/05/a-bar-raiser-for-professionalism-your-c2ex-what-why-how-s-answered-by-hagan-stone-soundbite.mp4 What is the Commitment to Excellence (C2EX) Program? Why was it created and how do real estate professionals benefit from the program? Listen as Hagan Stone, 2019 NAR Commitment to Excellence (C2EX) Committee Chair, provides these answers and more. Categories…

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New Build Buyers Beware

New Build Buyers Beware By Lee Warren, Prospect Inspectors, Inc., Professional Inspector License #8411 and member of CCAR’s Affiliate Committee With the availability of houses for sale in such short supply, many buyers are turning to new home construction to find their new dream home. New homes can provide a buyer an opportunity to get…

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The Appraisal Light is Shining at the End of the Tunnel

The Appraisal Light is Shining at the End of the Tunnel By Vaughn Kerkorian, Kerkorian Residential Appraisals and Member of CCAR’s REALTOR®/Lender Committee Due to low interest rates, lack of inventory, and overwhelming buyer demand, the spring 2021 market has seen unprecedented multiple offer situations up to and exceeding 20% or higher than the current…

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Are Home Inspections Worth It?

Are Home Inspections Worth It? By Shannon Vizcarra, AmeriSpec Inspection Services DFW and Member of CCAR’s Affiliate Committee We can all agree the past year has been a remarkably interesting year, especially for the housing market. With low interest rate and less listings, 2020 ended with historic highs for home sales, and now 2021 has…

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